eBay Seller Fees 2026: Complete Breakdown

Exactly how much eBay takes from every sale in 2026 โ€” final value fees by category, insertion fees, Promoted Listings, Store subscription math, and the formula for your real take-home.

The short answer: 12.9% + $0.30

For most categories in 2026, eBay charges a final value fee of 12.9% of the total amount of the sale (item price plus any shipping you charged the buyer) plus a flat $0.30 per order. That's the number that matters for 80% of listings. Some categories are lower, some higher โ€” the full breakdown is below.

Important: eBay's final value fee is calculated on the total sale โ€” that's item price plus whatever you charged the buyer for shipping. If you offer free shipping, the "shipping" portion is $0, but you still pay the full cost to the carrier yourself.

Final value fees by category (2026)

CategoryFinal value feePer-order fee
Most categories (general)12.9%$0.30
Electronics, home, fashion, toys, etc.12.9%$0.30
Books, Movies, Music, DVDs15.35%$0.30
Athletic shoes โ€” over $15014.55%$0.30
Athletic shoes โ€” under $1508%$0.30
Trading cards7.35%$0.30
Coins, Paper Money, Bullion (under $7,500)3%$0.30
Coins, Paper Money, Bullion (over $7,500)0.5%$0.30
Heavy Equipment3%$0.30
NFTs5%$0.30
Watches, Parts & Accessories15%$0.30
Select Business & Industrial3%$0.30

Rates above cover the portion of the sale up to $7,500 in most categories. Above that threshold, the rate drops to 2.35% on the excess. International seller rates add approximately 1.65%.

The formula (memorize this)

final_value_fee = (item_price + shipping_charged) ร— category_rate + 0.30
real_profit = item_price + shipping_charged โˆ’ item_cost โˆ’ actual_shipping_cost โˆ’ final_value_fee โˆ’ promoted_listings_fee โˆ’ other_costs

That's the whole thing. Everyone gets confused because there are sub-rules for specific categories, but the core formula is this.

Worked example: $45 item

Let's run the math on a $45 standard-category item you paid $5 for at a thrift store, offering free shipping that costs you $6 in postage, with a 2% Promoted Listings ad attached:

You sold for $45, made $27. That's 60% margin. Most sellers mentally do $45 โˆ’ $5 = $40 and think they're at 89% โ€” that's why so many "profitable" flips are actually break-even once you do the real math.

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Insertion fees (listing fees)

eBay gives most sellers 250 free insertion-fee listings per month. Past that, you pay $0.35 per listing in most categories. That's per listing, not per sale โ€” you pay even if it doesn't sell.

eBay Store subscribers get more free listings based on tier:

Most flippers don't need an eBay Store until they're listing 300+ items a month.

Promoted Listings: the hidden fee

Promoted Listings Standard (PLS) is eBay's ad system. You set an ad rate (e.g., 2%, 5%, 10%), and eBay boosts your listing in search. You only pay the ad fee when the listing sells through the ad. The catch: most sellers set it and forget it, then lose track of how much they're giving up.

In 2026, competitive ad rates are:

If you stack 10% Promoted Listings on top of the 12.9% final value fee, eBay is taking 22.9% of the total sale plus $0.30 โ€” before your costs.

Is it worth becoming an eBay Store subscriber?

Quick break-even math: a Basic Store is $21.95/month and gives you 1,000 free listings vs 250 on free tier. That's 750 extra listings saved ร— $0.35 each = $262 in saved insertion fees. Basic Store also reduces your final value fee by a fraction of a percent in some categories.

Rule of thumb: if you list 300+ items a month and at least 30% of them are new or seasonal listings (not relists), a Basic Store pays for itself. If you list fewer than 200, the free tier is almost always better.

How eBay fees compare to other marketplaces

PlatformSeller feePer-order fee
eBay (most categories)12.9%$0.30
Mercari10%โ€”
Poshmark (under $15)$2.95 flatโ€”
Poshmark (over $15)20%โ€”
Amazon FBA8-15%$0.99 (individual) or $39.99/mo
Etsy6.5%$0.20 insertion
Facebook Marketplace0% (local) / 5% (shipping)โ€”

Frequently asked questions

How much does eBay take from a sale?

For most categories in 2026, eBay takes 12.9% of the total sale plus $0.30 per order. On a $45 item, that's $6.11 in final value fees, leaving you with $38.89 before your costs.

Does eBay charge a listing fee?

Most sellers get 250 free listings per month. Beyond that, insertion fees are $0.35 per listing in most categories.

What is eBay's final value fee?

The final value fee is eBay's commission on the total sale amount (item price + shipping charged). It varies by category, from 3% on coins up to 15.35% on books and media. Standard rate is 12.9%.

Does eBay charge fees on shipping?

Yes. eBay's final value fee is calculated on the total sale โ€” item price plus shipping charged to the buyer. This surprised sellers who assumed shipping was fee-exempt. It's not.

What's the cheapest eBay category to sell in?

Coins, paper money, and bullion under $7,500 sell at 3%. Heavy equipment and select business & industrial categories are also 3%. Trading cards are 7.35%. Everything else is 12.9% or higher.

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